Quality dental care should never feel out of reach.
Quality dental care is one of the most valuable investments you can make in your long-term health, and cost should not be the reason you delay it. Whether you are considering Invisalign, a smile makeover, a same-day crown, or a full set of veneers, the financial side of dental treatment is something we take seriously at our office. We believe every patient deserves access to the care they need without having to choose between their health and their budget.
At The Smile Architects, we offer multiple financing options designed to fit a wide range of financial situations. Our dental services in Huntersville span everything from routine preventive care to advanced cosmetic and restorative treatment, and we want every patient who walks through our door to feel empowered to move forward with the care that is right for them. From 0% financing through Cherry to CareCredit and in-house payment plans, our team is here to help you find the path that works.
We know that dental treatment is an investment, and every patient’s financial situation looks a little different. Whether you are considering Invisalign, a smile makeover, dental crowns, or restorative care, our team can walk you through the financing paths available so you can choose what fits best.
We offer several ways to pay for treatment beyond traditional insurance, so patients across Huntersville, Cornelius, and Davidson can get the care they need without unnecessary delay. Here are the options we currently offer.
Whichever option you choose, our team is happy to help you understand how it works before you commit, so you always know what to expect.
Getting started with financing at our practice is simple and does not require you to figure it out on your own.
We start with a consultation to understand your smile goals and determine the right treatment plan for you.
Once we know what treatment you need, we walk you through the associated costs and the financing options available to you.
You select the payment path that fits your situation, whether that is Cherry financing, CareCredit, an in-house payment plan, or your HSA or FSA funds.
Once your financing is in place, we schedule your treatment and you can focus on your results, not the paperwork.
As a fee-for-service practice, we are not in-network with any dental insurance plans, though we file claims on your behalf and accept assignment of benefits. Financing exists to fill the gap that insurance often leaves behind, especially for cosmetic and restorative treatment that many plans do not fully cover.
This means you do not have to choose between the care you want and what your insurance happens to allow. Whether you have dental insurance, no insurance at all, or coverage that only pays for part of your treatment, our financing options give you another way to move forward on your terms. You can learn more about how we work with insurance on our insurance information page.
Families relocating to the Huntersville area, in particular, often ask about payment flexibility as they settle into a new home and a new dental practice. We built our financing options with exactly that kind of transition in mind.
Financing can feel like one more thing to figure out on top of your treatment, so here are answers to the questions we hear most often.
We offer Cherry financing, which includes 0% financing options, CareCredit, in-house payment plans, and the ability to use HSA or FSA funds toward your treatment.
No, financing is available whether or not you have dental insurance. Many of our patients use financing to cover costs that insurance does not, or to pay for treatment over time instead of all at once.
Our team can walk you through each option during your consultation, so you understand the details before choosing. You are welcome to reach out through our contact page with any questions beforehand as well.
